digital payment

The role of key technologies In an environment of growing cyber threats, regulatory pressure, and expectations for uninterrupted service, global payment technology companies must maintain a secure, resilient, and auditable infrastructure to support digital payment processing. This is the reason why Identity and Access Management (IAM), Privileged Access Management (PAM), and Managed Services have become essential components of modern security strategies. IAM ensures that only authorized users can access critical systems and data, PAM protects and monitors privileged accounts to prevent abuse or breaches, and Managed Services provide ongoing expertise, oversight, and scalability to support 24/7 security operations and compliance requirements. Real risks without these solutions Example 1: Compromised employee password Scenario:A hacker uses phishing to obtain a username and password of an employee from the transaction approval department. With these credentials, they attempt to access the system and redirect payments. How IAM helps: Example 2: Misuse of administrative access Scenario:A system administrator has full access to the transaction database and decides to manipulate data or exfiltrate information to a competitor. How PAM helps: Example 3: DDoS attack or payment platform outage Scenario:A financial corporation is hit by a Distributed Denial of Service (DDoS) attack or experiences a critical software bug during peak hours. How Managed Services help: Example 4: Regulatory non-compliance (PCI DSS, GDPR, DORA) Scenario:During an audit, the company cannot prove who accessed customer data and when. How IAM and PAM help: Kay takeaways If your organization is seeking a reliable IAM partner with the capability to act decisively and scale effectively, feel free to reach us out at info@patecco.com or call +49 (0) 23 23 – 9 87 97 96 .